Thinking about financing a home in Venice? Bosshardt Realty Services can help.

When buying a home, the mortgage loan application is very exasperating for many people, but it doesn't have to be. I have close relationships with some reputable lending companies in Venice, and they've helped me realize some things that will make the loan application process uncomplicated.

1 – Create a list of questions about your loan program

If you find that you don't perfectly realize the ins and outs of the different financing options, make sure to bring a list of questions with you. It is often a challenge to understand the characteristics of fixed and adjustable rate mortgages. One of my lenders or I will assist you in understanding the advantages and disadvantages of both.

2 – Decide when you want to lock

When you lock in a rate, the lender is sure to commit to the interest rates for the loan – normally at the time the loan application is submitted. By floating the rate, you can lock the rate at any time between the day you apply for the loan and closing. Buyers who elect to float believe the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should spend some time getting your documents together. Click here to get a feel for common questions you'll have to answer on a loan app.

Need Assistance?

Securing financing is just one part of getting into a new home. Bosshardt Realty Services is seasoned at aiding new and experienced in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of real estate.

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